One agentic platform across ledger scrutiny, query drafting, workpaper compilation and partner review — with human oversight and evidence trails built in.
Book a workflow walkthroughZato coordinates the work, the data, the queries and the review trail from engagement to sign-off.
From engagement to sign-off, Zato brings the compliance workflow into one controlled production system.
White-labelled Portal
Your firm's brand, your client experience. Zato runs behind it.
Smart Questionnaires
Tailored data collection. Clients respond by app or email.
Ledger Scrutiny
Ledger activity checked against your firm’s rules. Anomalies flagged automatically.
Live Workpapers + ZBox
Workpapers, source documents and supporting evidence stay linked to the line they support.
Query Hub
Client queries drafted, tracked, reviewed and resolved in one place.
Reviewer Cockpit
Exceptions, workpapers, queries, journals and sign-off status surfaced in one review view.
Accounts & Compliance
Financial statement preparation, schedules and supporting workpapers brought together inside the workflow.
Autocoding
PDF bank statements and last year's GL go in. This year's transactions are auto-classified for you.
Sign-off Trail
Workpapers, source documents and review trail consolidated. Job done.
Zato connects with the core systems and data sources used by NZ and Australian accounting firms, across ledgers, document workflows, tax data, entity records and banking data.
Connect Xero ledger data into Zato workflows, with Zato available through the Xero App Store.
Connect document workflows between FYI and Zato so source documents and client files can support the compliance job.
IRD-approved connection pathway for New Zealand tax data workflows, with deployment progressing.
ATO-approved connection pathway for Australian tax data workflows, with deployment progressing.
Pull entity and company information into Zato to support onboarding, entity confirmation and compliance file preparation.
Akahu-approved banking data pathway currently in testing for connected bank data workflows.
Integration availability may vary by jurisdiction, firm configuration and rollout stage.
What is included, how firms go live, how rollout works across teams, and how pricing is structured.
Included in every ledger
The core workflow from ledger review through to workpapers, queries, review and sign-off.
Firm setup and data
Production workflow
Review and control
Setup and adoption
Rollout pathway
Pay-per-ledger pricing
Pricing is based on the type of ledger being processed. Core compliance production capabilities are included across both ledger categories.
GST / Trading Entities
For active businesses with GST/VAT, trading activity, bank transactions and full annual accounts production requirements.
Non-GST / Non-Trading Entities
For simpler entities with lower transaction complexity and lighter annual compliance requirements.
Ziffy is the agentic layer behind the workflow. It helps surface exceptions, draft queries, assemble workpapers, prepare files for review and show partners what needs human judgement.
What Ziffy does
Surfaces gaps in client data, confirms entity records and flags missing source documents.
What your team controls
Firm confirms scope and client instructions.
What Ziffy does
Reviews ledger activity, flags exceptions and clusters anomalies by treatment area.
What your team controls
Accountant reviews treatment, materiality and risk.
What Ziffy does
Drafts client questions based on missing information and review points.
What your team controls
Firm reviews, edits and sends queries.
What Ziffy does
Generates workpapers, schedules and supporting evidence with cross-references.
What your team controls
Accountant checks positions, completeness and supporting evidence.
What Ziffy does
Shows what has been checked, resolved and escalated.
What your team controls
Manager or partner applies professional judgement.
What Ziffy does
Packages the file, evidence trail and reasoning history for completion.
What your team controls
Partner signs off before client delivery or lodgement.
Zato accelerates the work. Accountants and partners retain professional judgement, approval rights and client responsibility.
Book a walkthrough and see how Zato handles the compliance job from client data to signed financials.
Book a workflow walkthrough