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Zato Platform

Zato coordinates compliance production, from client data to review-ready file.

One agentic platform across ledger scrutiny, query drafting, workpaper compilation and partner review, with human oversight and evidence trails built in.

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Product Architecture

Powered by Ziffy

Inputs come in. Ziffy coordinates the work. Review-ready outputs come out.

Connected Inputs

Ledger data
Bank data
Documents
Client data
Tax data

Capabilities

Ledger Scrutiny

Anomaly detection and risk flags across the GL

Query Intelligence

Missing info found and client queries drafted

Workpaper Automation

Structured review-ready workpapers generated

Agentic Review

Jobs moved to sign-off with fewer bottlenecks

Outputs

GL scrutiny
Draft client queries
Workpaper pack
Review-ready file
Signed financials

Up to 80%

Less time on compliance jobs

1M+

Ledgers of accounting expertise

ANZ native

Built for AU & NZ firms

One operating layer for the compliance job.

Zato coordinates the work, the data, the queries and the review trail from engagement to sign-off.

Engage
Collect
Scrutinise
Query
Compile
Review
Finalise
Engage
Collect
Scrutinise
Query
Compile
Review
Finalise

Everything Zato handles.

From engagement to sign-off, Zato brings the compliance workflow into one controlled production system.

White-labelled Portal

Your firm's brand, your client experience. Zato runs behind it.

Smart Questionnaires

Tailored data collection. Clients respond by app or email.

Ledger Scrutiny

Ledger activity checked against your firm’s rules. Anomalies flagged automatically.

Live Workpapers + ZBox

Workpapers, source documents and supporting evidence stay linked to the line they support.

Query Hub

Client queries drafted, tracked, reviewed and resolved in one place.

Reviewer Cockpit

Exceptions, workpapers, queries, journals and sign-off status surfaced in one review view.

Accounts & Compliance

Financial statement preparation, schedules and supporting workpapers brought together inside the workflow.

Autocoding

PDF bank statements and last year's GL go in. This year's transactions are auto-classified for you.

Sign-off Trail

Workpapers, source documents and review trail consolidated. Job done.

How it works

Zato pulls everything together, then does the work.

Zato aggregates data from every system that holds part of the job, then compiles the file. Nothing is keyed in twice, and nothing is assembled by hand.

Zato pulls from

  • Ledgers Xero, MYOB, QuickBooks
  • Tax authorities IRD in New Zealand, ATO in Australia
  • Registries Companies Office and ASIC data
  • Document systems FYI, SharePoint, Google Drive
  • Bank and source documents Statements, invoices, schedules

Then Zato

  • Runs GL scrutiny Every transaction analysed, exceptions surfaced
  • Compiles workpapers 40+ workpapers and schedules built from the data
  • Raises queries automatically Missing information drafted for approval
  • Reconciles and prepares tax GST, income tax and supporting positions
  • Produces financial statements Ready for review and sign-off

Traceability

Click any figure. See exactly where it came from.

This is the part that changes review. Every number in every workpaper is traceable to its source, so a reviewer can check the reasoning rather than rebuilding the calculation.

GST reconciliation in Zato with a figure expanded to show how it was derived, the source document, sheet and cell it was extracted from, and the supporting documents panel
Click a figure and Zato shows how it was derived, the document it came from, and the evidence behind it.

How this figure was derived

The calculation behind the number, not just the result.

Extracted from source

The document, sheet and cell the value came from, one click away.

Inputs and evidence

Every supporting document attached to the account it proves.

Note or raise a point

Review points and notes recorded against the figure itself.

Inside the platform

Real screens from a live job.

Zato workpaper board grouped by assets, liabilities, equity, income, expenses and other, each showing reconciliation status

The whole compliance file, in one workspace.

Every workpaper across the job, grouped and scored, so you can see the state of the file at a glance.

  • Reconciliation status per workpaper
  • Missing accounts and documents surfaced
  • Outstanding items tracked to close
Zato reports view showing profit and loss alongside balance sheet produced from the job

From production to final accounts.

The job carries through to the reports your firm delivers, not just the workpapers behind them.

  • Profit and loss and balance sheet from job data
  • Financial statements ready for review
  • Figures still traceable to source

Agribusiness

A full agri module for farming clients.

Farming accounts do not fit a standard compliance template. Zato handles the workpapers, schedules and positions that farming clients actually need, across both Australia and New Zealand.

  • Livestock Trading accounts, natural increase, on-hand valuation and movement reconciliation
  • Herd scheme and valuation Scheme elections, valuation methods and year-on-year comparisons
  • Produce and crops Harvest, on-hand produce, growing costs and season-end positions
  • Farm assets Land, improvements, plant, water rights and depreciation schedules
  • Income smoothing Income equalisation and farm management deposits
  • Shares and co-operatives Supplier shares, rebates and distributions
Integrations

Built to connect with the systems firms already use.

Ledgers, tax, registries, identity and documents connect directly. Client files flow into Zato through ZBox.

Live today

Xero
IRD
Companies Office
FYI
SharePoint
Google Drive
SSO
Entra ID + Google Workspace

On the way

OneDrive
Dropbox
ATO
Akahu
SuiteFiles
MYOB
QuickBooks
Explore Integrations →
Getting started

How firms get started.

What is included, how firms go live, how rollout works across teams, and how pricing is structured.

Included in every ledger

The core workflow from ledger review through to workpapers, queries, review and sign-off.

Firm setup and data

  • Firm setup
  • Ledger sync
  • IRD / ATO data sync
  • Bank data
  • Document management sync

Production workflow

  • Client data and query management
  • Auto coding
  • PDF Splitter
  • GL scrutiny
  • Auto journal generation
  • Workpaper compilation

Review and control

  • Review and sign-off
  • Command Centre
  • Client Portal
  • Status tracking
  • Source document trail

Setup and adoption

  • Workflow demo
  • Firm setup
  • Team onboarding
  • Live-job support
  • Partner Success Manager
  • Adoption review

Rollout pathway

  1. 1Workflow demo
  2. 2Pilot engagement
  3. 3Expand by job type
  4. 4Firm-wide adoption

Pay-per-ledger pricing

Pricing is based on the type of ledger being processed. Core compliance production capabilities are included across both ledger categories.

GST / Trading Entities

For active businesses with GST/VAT, trading activity, bank transactions and full annual accounts production requirements.

Pricing

Request pricing

Request GST / Trading pricing

Non-GST / Non-Trading Entities

For simpler entities with lower transaction complexity and lighter annual compliance requirements.

Pricing

Request pricing

Request Non-GST pricing

Request pricing to confirm fit, ledger mix and rollout pathway.

The workflow

How Ziffy moves the job forward.

Ziffy is the agentic layer behind the workflow. It helps surface exceptions, draft queries, assemble workpapers, prepare files for review and show partners what needs human judgement.

What Ziffy does

Surfaces gaps in client data, confirms entity records and flags missing source documents.

What your team controls

Firm confirms scope and client instructions.

What Ziffy does

Reviews ledger activity, flags exceptions and clusters anomalies by treatment area.

What your team controls

Accountant reviews treatment, materiality and risk.

What Ziffy does

Drafts client questions based on missing information and review points.

What your team controls

Firm reviews, edits and sends queries.

What Ziffy does

Generates workpapers, schedules and supporting evidence with cross-references.

What your team controls

Accountant checks positions, completeness and supporting evidence.

What Ziffy does

Shows what has been checked, resolved and escalated.

What your team controls

Manager or partner applies professional judgement.

What Ziffy does

Packages the file, evidence trail and reasoning history for completion.

What your team controls

Partner signs off before client delivery or lodgement.

Zato accelerates the work. Accountants and partners retain professional judgement, approval rights and client responsibility.

See it in action

See Zato inside your firm.

Book a Demo and see how Zato handles the compliance job from client data to signed financials.

Book a Demo