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Agentic compliance production

The Agentic Engine
for Accounting Firms.

Higher margins. Faster files.
More capacity to grow.

Zato runs the compilation work end-to-end. Your team focuses on review, advisory and the work that grows the firm.

AI-native, ANZ-built and audit-grade.

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The foundation

Built from the reality of accounting work.

Zato has been developed with the benefit of 20+ years of accounting production experience across ANZ, over 1M ledgers processed by related operating businesses, and practical insight from teams working with real client files every day.

  • 20+ years
    Accounting production heritage across ANZ
  • 1M+ ledgers
    Processed by related operating businesses
  • 4 years
    Focused AI accounting product development
The category shift

From practice management to production intelligence.

Firms already have tools to manage jobs, store documents and communicate with clients. Zato is built for the next stage: systems that help produce the compliance file itself, with human oversight, evidence trails and partner control built in.

Today Before Zato
  • Email
  • Spreadsheet
  • Ledger check
  • Query chasing
  • Manual workpapers
  • Partner bottleneck
With Zato Production layer
  • Client data
  • Scrutiny
  • Queries
  • Workpapers
  • Review
  • Sign-off
The distinction

Not everyday accounting tech.

Traditional tools
Zato
Manage tasks
Coordinates production
Store documents
Reads and uses documents
Track queries
Structures missing information workflows
Show job status
Surfaces review-ready progress
Add AI features
Rebuilds the production layer around governed AI
The platform

One platform for compliance production.

  1. 01

    Engage

    Collect the right client, entity and source information.

  2. 02

    Scrutinise

    Review ledger activity, detect anomalies and surface exceptions.

  3. 03

    Query

    Prepare structured missing information requests.

  4. 04

    Compile

    Generate workpapers, schedules and supporting files.

  5. 05

    Review

    Show accountants and partners what has been checked, flagged and resolved.

  6. 06

    Finalise

    Move toward a review-ready compliance file.

Step 01 · EngageIn progress
Client engagement — Riverside Holdings Ltd
✓Entity details confirmed3 entities
✓Ledger sync authorisedLive feed
•Prior year files imported2 of 3
Step 02 · Scrutinise12 exceptions
Ledger analysis — FY ending 31 Mar
!GST treatment anomalyAcct 4310
!Unusual entry — Mar 28$48,200
✓Reconciliation completeBank
Step 03 · QueryDrafted
Missing information — client portal
?Invoice for Mar 28 expenseAuto-drafted
?Supplier statement — AcmeAuto-drafted
?Director loan termsManager review
Step 04 · CompileWorkpaper pack
Workpapers — ready for review
✓Income schedule12 pages
✓Depreciation scheduleLinked
✓GST reconciliationCross-checked
Step 05 · ReviewPartner queue
Review-ready — partner sign-off
✓All exceptions resolved12 of 12
✓Workpapers cross-referencedAudit trail
•Awaiting partner sign-offCritical
Step 06 · FinaliseSigned
Compliance file — finalised
✓Partner signed off11:42am
✓Journals posted to ledgerSynced
✓Client copy deliveredPortal
Ziffy

Ziffy is the AI host inside Zato.

The intelligent interface that helps guide the workflow — interpreting automation results, explaining anomalies and supporting review decisions in context, throughout the job.

  • Reads the ledger with seasoned rigour.
    Surfaces anomalies, patterns and exceptions that junior staff might miss.
  • Explains figures and drafts client queries.
    Structured missing-information requests prepared in-app, ready for reviewer approval.
  • Supports review across 40+ workpapers.
    Cross-referenced, source-linked workpapers ready for partner sign-off.

Ziffy operates locally within your jurisdiction under ISO 42001 governance. No client data is used to train any external model, ever. Professional judgement remains with the accountant and partner.

Ziffy · agentic layer Live workflow status
Active
  • ✓Ledger analysis complete4,847 entries
  • !Exceptions for review12 items
  • →Missing information drafted5 queries
  • ✓Workpaper pack ready23 pages
  • •Partner review requiredCritical
Material impact

Material impact for compliance teams.

Zato helps firms reduce manual compilation, improve visibility and move more jobs toward review without adding proportional headcount.

80%
Up to
Less time on selected compliance jobs.
1M+
Ledgers
Processed by related operating businesses.
ANZ-native
Compliance workflow
Built for AU and NZ regulatory environments.
Certified & audited
Security & governance
ISO 9001, ISO 27001, ISO 42001, GDPR and SOC 2 — all certified.

Results depend on firm workflow, job type, data quality and adoption model.

For the firm

Built for the people responsible for firm transformation.

Partners
More visibility, fewer late-stage surprises and better capacity planning.
Managers
Cleaner files, clearer blockers and less manual chasing.
Preparers
Less repetitive compilation and more structured review work.
Firm leadership
A scalable production model for AI-enabled compliance delivery.
Trust & assurance

Certified, audited and built for regulated accounting environments.

Zato is certified and independently audited across leading security, privacy and AI governance standards.

ISO 9001
Certified
ISO 27001:2022
Certified
ISO 42001
Certified
GDPR
Certified
SOC 2
Certified
AU/NZ privacy controls
Implemented
Data residency in your jurisdiction
NZ & AU regions
View full Trust & Security Centre
Adoption

100+ firms are already on their Zato journey.

Accounting firms across New Zealand are already testing, adopting and preparing their teams for a new way to complete compliance work. Zato is being shaped by real firm feedback, real workflows and real production constraints.

100+ firms
On their Zato journey across New Zealand
1M+ ledgers
Domain intelligence from related operating businesses
20+ years
Accounting production heritage across ANZ
Daily usage
Firms running real jobs through Zato today

See how Zato would work inside your firm.

Book a workflow walkthrough tailored to your compliance process, team structure, current bottlenecks and rollout goals.

Book a walkthrough View product overview